Calculators

Make informed decisions about your financial journey as a first home buyer

The Repayment Calculator helps work out:

  • your monthly mortgage repayments
  • total repayments made
  • total interest paid

The Savings Calculator helps work out:

  • your savings if you save a regular amount
  • how compound interest increases savings
  • total compound interest accrued

The Save vs Buy Calculator helps work out:

  • if you'll be in a better financial position saving your money or purchasing a property
  • the amount of savings per month is calculated as monthly repayments - monthly rent
  • it is assumed you will utilise government schemes
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Min 5% of property value

Max 95% of property value

Initial deposit + loan amount cannot exceed $600,000 as stamp duty will need to be paid.

Monthly Repayments

Total Repayments

Total Interest

Total Deposits

Total Compound Interest

Property Value

Total Equity

Monthly Savings

Monthly Rent

Total Savings

Save vs Buy Calculator equity calculations are based on the amount of principal paid, plus an annual property appreciation rate of 5.4% since 1992 as per CoreLogic. All models are based on 2024 data and are predictions that may vary.