finance that fits your life

Trusted guidance, tailored solutions, and swift approvals for every stage.

testimonials

What our happy clients have to say.

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finance made simple

Follow along for helpful insights on home buying and finance.

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meet the team

We're a small team that packs a punch. See how our expertise can help you.

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lenders we work with

We negotiate the best deal for you by using our reputation, knowledge, and hundreds of connections in the industry.

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La Trobe Financial logo
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our financial services

We make finance simpler by listening to your goals to find a deal that truly fits your situation.

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First Home Buyers

Support to secure your first property with clear guidance, competitive loan options, and help navigating grants and incentives.

Refinance

Switch to a better home loan, reduce repayments, or unlock equity with a streamlined process tailored to your goals.

Investment Property

Finance options designed to help you grow your property portfolio, maximise returns, and build long-term wealth.

Business Loan

Flexible funding to help your business start, stabilise, or scale, with loan structures suited to your cash flow and future plans.

Commercial Property

Specialist finance for purchasing or refinancing offices, warehouses, retail spaces, or mixed-use properties.

Vehicle & Equipment

Fast, practical finance for cars, work vehicles, tools, and essential equipment to keep your business moving.

Cash Flow Loan

Short-term funding to smooth out cash flow gaps, cover expenses, or manage seasonal fluctuations in your business.

Bridging Finance

A temporary loan that allows you to buy your next property before selling your current one, giving you flexibility and peace of mind.

the process

We're here to make your life easier - priding ourselves on giving as much time as necessary to meet your needs and goals.

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Let's Chat

When you reach out, we’ll give you a call to hear what you’re looking to achieve. We’ll talk through any burning questions and set up a time for a proper catch-up so we can dive deeper.

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Understand & Plan

In our first appointment, we’ll spend the time to really understand you — your goals, your story, and what’s important to you. From there, we’ll put together a clear plan and recommendations so you know exactly what’s next.

Apply & Secure

Once you’re ready, we’ll collect the information we need and prepare your application. We’ll workshop any challenges together, then handle the bank side of things and keep you updated every step until your approval comes through.

Settle & Stay Connected

When your loan is approved and settled, we’ll check in to make sure everything’s set up just as we discussed. From there, we’ll stay in touch with you — at least every 12 months — to review your position and make sure you’re always getting the best deal.

faqs

Feeling curious and want the full intel on the Beck McLean Finance experience? You’ve come to the right spot.

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What is a Mortgage Broker?
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A mortgage broker specialises in connecting clients with loan options that suit their needs. Mortgage brokers are well versed in various lending products such as property mortgages, commercial lending, equipment and vehicle leasing and more. Our mission is to provide direction to assist our clients in achieving great results always. At Beck McLean, we go the extra mile and deliver expertise on various lending products to truly optimise your financial situation. We strive to understand your situation holistically – providing advice to suit your big picture, as opposed to short term solutions. Give us a call to discuss your goals and we'll workshop how we can make them a reality!

Why should I choose a Mortgage Broker over a bank?
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Our team always delivers the best interest rate for your situation, and take the guess work out by presenting our clients with the best options from multiple lenders/banks. We're not tied to specific products or providers, so we are able to focus on truly understanding your situation and maximising the benefits of a loan product. To top it off, we provide our expertise free of charge! If you aren’t currently in a position to finance a loan, or need some time to fully understand your choices - you can leave with all your options on the table.

How do you get paid? Do I have to pay you?
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Beck McLean Finance is all about transparency. We don’t charge our clients any fees. This is due to lenders/banks providing us with commission on any loans we introduce to them. That means we receive a percentage of the loan amount (paid by the lender) on successful completion of the loan. We’re often asked; do you get paid more for using certain banks over others? The answer is no, all banks pay nearly identically.

What information will I need to supply?
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As we focus on your holistic financial situation at Beck McLean Finance, there isn’t always a one size all fits approach. However, as a general idea, the supporting documentation that will need to be supplied include: identification (such as a driver’s license or passport), statements of income (such as PAYG statements), and bank statements. Beck McLean uses cutting-edge technology to ensure that delivering these documents to us is safe, secure and streamlined.

How can I minimise the interest paid on my loan?
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Whilst we are not financial advisors, we can provide you with insight on the features of loan products and how to best utilise them. There are some ways to minimise interest paid, such as (but not limited to):

1. Refinancing to another bank as banks may offer a lower interest rate to incentivise new clients

2. Borrowing under 80% of a loan (this may vary between banks)

3.Utilising an offset account so that the funds deposited will be subtracted from the loan amount when calculating the interest paid. Note that these funds will not receive interest like a savings account.

What is the best way to structure my loan?
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We focus on your entire financial situation and goals, not just the loan - so each time you seek our advice, you will be provided personalised options. For the best response to this common query, reach out to one of our brokers to utilise their expertise.

Understand Your Borrowing Power

Adjust the numbers and get an instant estimate of your home loan repayments.

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get in touch

We'd love to hear your story! Book a free catch-up.