We’re not here to sell you a loan. We’re here to get it right.
A mortgage broker specialises in connecting clients with loan options that suit their needs. Mortgage brokers are well versed in various lending products such as property mortgages, commercial lending, equipment and vehicle leasing and more. Our mission is to provide direction to assist our clients in achieving great results always. At Beck McLean, we go the extra mile and deliver expertise on various lending products to truly optimise your financial situation. We strive to understand your situation holistically – providing advice to suit your big picture, as opposed to short term solutions. Give us a call to discuss your goals and we'll workshop how we can make them a reality!
Our team always delivers the best interest rate for your situation, and take the guess work out by presenting our clients with the best options from multiple lenders/banks. We're not tied to specific products or providers, so we are able to focus on truly understanding your situation and maximising the benefits of a loan product. To top it off, we provide our expertise free of charge! If you aren’t currently in a position to finance a loan, or need some time to fully understand your choices - you can leave with all your options on the table.
Beck McLean Finance is all about transparency. We don’t charge our clients any fees. This is due to lenders/banks providing us with commission on any loans we introduce to them. That means we receive a percentage of the loan amount (paid by the lender) on successful completion of the loan. We’re often asked; do you get paid more for using certain banks over others? The answer is no, all banks pay nearly identically.
As we focus on your holistic financial situation at Beck McLean Finance, there isn’t always a one size all fits approach. However, as a general idea, the supporting documentation that will need to be supplied include: identification (such as a driver’s license or passport), statements of income (such as PAYG statements), and bank statements. Beck McLean uses cutting-edge technology to ensure that delivering these documents to us is safe, secure and streamlined.
Whilst we are not financial advisors, we can provide you with insight on the features of loan products and how to best utilise them. There are some ways to minimise interest paid, such as (but not limited to):
1. Refinancing to another bank as banks may offer a lower interest rate to incentivise new clients
2. Borrowing under 80% of a loan (this may vary between banks)
3.Utilising an offset account so that the funds deposited will be subtracted from the loan amount when calculating the interest paid. Note that these funds will not receive interest like a savings account.
We focus on your entire financial situation and goals, not just the loan - so each time you seek our advice, you will be provided personalised options. For the best response to this common query, reach out to one of our brokers to utilise their expertise.
Start with a chat
No pressure. Just a conversation.
You reach out, we have a quick chat about what you’re trying to achieve, and answer any questions you have. If it makes sense, we book a time to go deeper.
Get a clear picture
We figure out what works best for you.
We take the time to understand your situation and goals, then explain your options and recommend a clear way forward — so you know exactly what to do next.
We handle the rest
From application to approval (and beyond).
Once you’re ready, we take care of the application, deal with the lender, and keep you updated until settlement. After that, we stay in touch to make sure your loan keeps working for you.
